Today's Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.573%  1.500%
20 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.395%  1.500%
15 Year Fixed Rate
 Rate  APR  Points
 3.750%  4.017%  1.000%

Personalized Quote

Loans & Mortgages

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. A The Bath State Bank Mortgage Loan Officer will follow up to answer your questions.

Apply Now

Free Pre-qualifications

We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.

Our goal is to provide the highest level of service at competitive rates. Our Mortgage Loan Officers are only a phone call away if you need help. Contact us at 765-732-3022.

Rate Watch

Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.


Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.